For high-achieving high school students, the National Merit Scholarship represents not just financial aid but a prestigious badge of academic excellence. Every year, thousands of students across the United States take a significant step toward their college dreams through this highly competitive merit-based scholarship program.
What is the National Merit Scholarship?
The National Merit Scholarship Program is an academic competition for recognition and scholarships that began in 1955. It is managed by the National Merit Scholarship Corporation (NMSC), a nonprofit organization that awards honors and financial aid to top-performing high school students based on their scores on the PSAT/NMSQT.
This program is one of the most respected high school scholarship programs in the country and is recognized by colleges and universities nationwide. Students who achieve the distinction of National Merit Semifinalist or Finalist often gain more than a scholarship—they also receive a competitive edge in college admissions.
The Role of the PSAT/NMSQT
To qualify for the National Merit Scholarship, students must take the Preliminary SAT/National Merit Scholarship Qualifying Test (PSAT/NMSQT), typically during their junior year of high school. This standardized test serves as the initial screening tool for the scholarship program.
Students are scored on Math, Reading, and Writing, and the Selection Index—a score calculated by doubling the sum of their Reading, Writing, and Math section scores—determines their eligibility. The cutoff score varies by state and year, making the competition both rigorous and region-specific.
Understanding the Selection Process
The journey from test day to receiving a National Merit Scholarship unfolds in several stages:
1. Commended Students
Roughly the top 3-4% of PSAT scorers are recognized as Commended Students. While they don’t continue in the competition, the acknowledgment itself is a valuable academic accolade.
2. Semifinalists
About 16,000 students are named National Merit Semifinalists, representing the highest scorers in each state. These students must submit a detailed scholarship application to continue in the competition.
3. Finalists
Of the semifinalists, approximately 15,000 become National Merit Finalists after their applications, academic records, recommendations, and essays are reviewed.
4. Scholarship Winners
Roughly 7,250 students receive scholarships, which fall into three categories:
- National Merit $2,500 Scholarships (one-time award)
- Corporate-Sponsored Merit Scholarships
- College-Sponsored Merit Scholarships
Each award type recognizes a student’s academic achievement and potential for future success.
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Why the National Merit Scholarship Matters
Recognition through the National Merit Scholarship Program carries weight far beyond the financial reward. It’s seen as a hallmark of academic excellence and leadership potential. Colleges often actively recruit National Merit Finalists and may offer additional undergraduate funding, honors program admission, or priority housing.
For students pursuing college scholarships, this can be a stepping stone to additional merit-based aid and enhanced opportunities at elite institutions.
Corporate and College Sponsorships
One unique aspect of the National Merit Scholarship is its wide network of sponsors. Many corporations partner with the program to support children of employees, residents of particular communities, or students planning careers related to the company’s business.
Similarly, college-sponsored scholarships are offered by more than 180 universities, providing generous funding packages for students who select the institution as their first choice.
These partnerships not only increase the number of awards but also strengthen the program’s ties to both the private sector and higher education institutions.

Tips for Becoming a National Merit Finalist
While there’s no guaranteed formula, students hoping to earn the title of National Merit Finalist can improve their chances by:
- Preparing early for the PSAT/NMSQT, ideally through practice tests and strategy sessions
- Maintaining a strong GPA throughout high school
- Being active in extracurriculars, leadership roles, and community service
- Submitting a strong application, including a compelling personal essay
- Earning a recommendation from a school official who can speak to their character and abilities
Preparation and strategy go a long way—not just in scoring well on the test, but in standing out during the application phase.
How Families Can Support Students
Parents play a key role in helping students navigate the path to the National Merit Scholarship. From encouraging early preparation for the PSAT to helping with application materials and deadlines, family support can make the difference between a good opportunity and a great one.
Additionally, exploring other college scholarships and financial aid options in tandem ensures that students have a well-rounded funding strategy for their education.
The Long-Term Impact of the Award
Winning a National Merit Scholarship not only helps with education funding, it also opens doors. Alumni of the program often go on to attend top-tier universities, win fellowships, and build successful careers in law, medicine, science, engineering, and the arts.
The designation of National Merit Scholar stays on résumés for life—it’s an achievement that speaks volumes to future employers, graduate schools, and professional networks.
Final Thoughts: More Than a Scholarship
The National Merit Scholarship is more than just a financial award—it’s a symbol of academic dedication and intellectual promise. It encourages students to aim high, study hard, and reach their fullest potential.
For many, it becomes the first major recognition of their hard work and ambition. And for some, it’s the catalyst that launches a lifelong journey of success in education and beyond.